UK PPI Claims http://www.semanticblogging.org Tue, 23 Apr 2013 12:28:12 +0000 en hourly 1 http://wordpress.org/?v=3.2.1 If I crashed a hire car in another country do I have to declare to my own car insurance company in my home co? http://www.semanticblogging.org/uk-claims/if-i-crashed-a-hire-car-in-another-country-do-i-have-to-declare-to-my-own-car-insurance-company-in-my-home-co http://www.semanticblogging.org/uk-claims/if-i-crashed-a-hire-car-in-another-country-do-i-have-to-declare-to-my-own-car-insurance-company-in-my-home-co#comments Tue, 23 Apr 2013 12:28:12 +0000 admin http://www.semanticblogging.org/uk-claims/if-i-crashed-a-hire-car-in-another-country-do-i-have-to-declare-to-my-own-car-insurance-company-in-my-home-co I was at home in another country visiting family, My father hired me a hire car and I was the additional driver, I had a small bump into the back of another car and now the occupents are claiming againts me. Do I have to declare this to my own car insurance company back in the UK. the claim is gaints the car insurance I paid for at the time of hiring the car, it is not related to my own personal car insurance.

Yes. You need to answer the insurers questions exactly as they are worded. Their questions are very clear and concise. Usually, they will ask, ‘have you had any accident or loss in the last X years?’. At no point in that question does it say just in this country so they want to know about ALL accidents.

Contrary to what other people have said, insurers CAN find out about accidents and convictions in other countries and they do invalidate policies if you have a claim and have not declared them.

]]> http://www.semanticblogging.org/uk-claims/if-i-crashed-a-hire-car-in-another-country-do-i-have-to-declare-to-my-own-car-insurance-company-in-my-home-co/feed 4